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Don’t spend your valuable time worrying about unpaid debts that you cannot seem to get paid on your own. Instead, hire a debt collection company to handle the debt recovery on your behalf. A creditor seeking payment on an unpaid debt could be any company, bank or financial institution that has supplied a service or product and has not been issued payment by the consumer. The debt collection company serves as the intermediary between the creditor and the debtor.

A debt collection company has a staff that specializes in a broad range of legal services involved in debt collection. The debt collection company’s staff accomplishes debt collection by attempting to contact the debtor by telephone, personal meetings or letters in order to obtain a response from the debtor. If a debtor has left no forwarding address and has disconnected their phone, some debt collection agencies utilize skip-tracing which is a method of locating the debtor using various databases.

A debt collection company will need all the evidence involving a creditor’s complaint, such as documented customer contract and the invoices involved in the claim. Once the collection agency has made contact with the debtor they will issue a payment plan or a negotiated settlement to the creditor on behalf of the customer.

As a creditor, there are certain things to consider when deciding on selecting a collection agency such as: the cost involved in the service, the reputation and references offered by the debt collection company, services offered as well as the anticipated duration of the debt collection process. It is also important to find out if the debt collection company has insurance coverage to protect them from lawsuits against debtors claiming harassment. It is also beneficial to choose a debt collection company that specializes in your own field. It is also good to know if the debt collections company you would like to use implements the skip-tracing practices which is an important feature when it comes to locating debtors who attempt to escape repaying debts.

It is critical when you cannot obtain payments on your own to have a debt collection company on your side because they are then legally empowered to collect the debt on your behalf. You are also secure legally when utilizing a debt collection company since all collection agencies are governed by federal laws.

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Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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    "As a small businessman, I need all my money just to make ends meet. Using Invoice Guard™ has saved me money. As soon as I turned the account over to them, they called my Debtor and he brought a check right over to me."   Read More "Our company thinks your program is fantastic. As a contractor, we always have issues with our payables. You guys are the best! It’s nice to find a product that really is a great value."
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