Client Login »
Call Us at 1-321-319-4131
Our Lines Are Open From 8:00 AM to 8:00 PM ET

Arkansas Invoice Guard™s Statute of Limitations

Below you will find important information on Arkansas state debt recovery laws including: Arkansas Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.


Interest Rate

  • Legal: 6% of 5 points above the Fed. discount rate
  • Judgment: Contract rate of 10% per annum, whichever is greater


  • Open Account: 3 (except medical which is 2 years)
  • Written Contract: 5 (partial payment stops the statute from running)
  • Sale of Goods (UCC-2): 4
  • Domestic Judgment: 10 renewable
  • Foreign Judgment: 10


Twice amount of check, prior to double charge, can start out with $25 charge per NSF check after 30 days.


$500 head of family; $200 single. Includes personal property except clothing. Homestead Exemptions: 1/4 acre plus home in city (urban). 80 acres plus home is country (rural).

Sign Up Now

Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

    How many accounts a month do you typically submit for collections?

    Enter the code below captcha


    "As a small businessman, I need all my money just to make ends meet. Using Invoice Guard™ has saved me money. As soon as I turned the account over to them, they called my Debtor and he brought a check right over to me."   Read More "Our company thinks your program is fantastic. As a contractor, we always have issues with our payables. You guys are the best! It’s nice to find a product that really is a great value."
     Read More

    Invoice Guard™