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Wyoming Invoice Guard™s Statute of Limitations

Below you will find important information on Wyoming state debt recovery laws including: Wyoming Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

STATE: WYOMING

Interest Rate

  • Legal: 7%
  • Judgment: contract rate or 10% judgment rate

STATUTE OF LIMITATIONS (IN YEARS)

  • Open Account: 8
  • Written Contract: 10
  • Domestic Judgment: 5
  • Foreign Judgment: 5

BAD CHECK LAWS (CIVIL PENALTY)

3x amount of check but not less than $100 plus collection fee of $30.

GENERAL GARNISHMENT EXEMPTIONS

See federal law for consumer credit sale, lease or loan. Up to 65% for child support arrearage.

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Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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    Wisconsin Invoice Guard™s Statute of Limitations

    Below you will find important information on Wisconsin state debt recovery laws including: Wisconsin Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

    STATE: WISCONSIN

    Interest Rate

    • Legal: 5%
    • Judgment: 12%

    STATUTE OF LIMITATIONS (IN YEARS)

    • Open Account: 6
    • Written Contract: 6
    • Domestic Judgment: 20
    • Foreign Judgment: 20

    BAD CHECK LAWS (CIVIL PENALTY)

    Amount of check plus actual damages + exemplary damages up to 3x value of check, limited to $500.

    GENERAL GARNISHMENT EXEMPTIONS

    80% of net pay.

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    Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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      West Virginia Invoice Guard™s Statute of Limitations

      Below you will find important information on West Virginia state debt recovery laws including: West Virginia Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

      STATE: WEST VIRGINIA

      Interest Rate

      • Legal: 6% (contract rate prevails, and can vary between 18% and 31% max)
      • Judgment: 9.75% (changes each year based on a certain Federal rate)

      STATUTE OF LIMITATIONS (IN YEARS)

      • Open Account: 5
      • Written Contract: 10
      • Domestic Judgment: 10
      • Foreign Judgment: 10

      BAD CHECK LAWS (CIVIL PENALTY)

      Amount due, service charge up to $10. If check is less than > $500.00 = misdemeanor. If check is greater than $500.00 = felony.

      GENERAL GARNISHMENT EXEMPTIONS

      See West VA code 38-5A-3-Employees withhold 20% of disposable income or 30 x the min. hourly rate, whichever is less. Other exemptions apply.

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      Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

        How many accounts a month do you typically submit for collections?

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        Washington Invoice Guard™s Statute of Limitations

        Below you will find important information on Washington state debt recovery laws including: Washington Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

        STATE: WASHINGTON

        Interest Rate

        • Legal: 12%
        • Judgment: 12%

        STATUTE OF LIMITATIONS (IN YEARS)

        • Open Account: 6
        • Written Contract: 6
        • Domestic Judgment: 10, renewable
        • Foreign Judgment: 10, renewable

        BAD CHECK LAWS (CIVIL PENALTY)

        Interest at rate specified in instrument or, if no specified rate, 12% interest plus collection costs up to $40. If taken to court, reasonable attorney fees, 3x value, or up to $300. Have 6 years to enforce a bad check.

        GENERAL GARNISHMENT EXEMPTIONS

        Greater of 75% or $154.50 week (30 x federal min. hourly wage).

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        Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

          How many accounts a month do you typically submit for collections?

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          Virginia Invoice Guard™s Statute of Limitations

          Below you will find important information on Virginia state debt recovery laws including: Virginia Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

          STATE: VIRGINIA

          Interest Rate

          • Legal: 6%
          • Judgment: 6%

          STATUTE OF LIMITATIONS (IN YEARS)

          • Open Account: 3 (last charge or payment)
          • Written Contract: 5
          • Sales of Goods under Article 2: 4
          • Domestic Judgment: 20
          • Foreign Judgment: 10

          BAD CHECK LAWS (CIVIL PENALTY)

          Lesser of $250 or 3x check amount.

          GENERAL GARNISHMENT EXEMPTIONS

          See federal law.

          Sign Up Now

          Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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            Vermont Invoice Guard™s Statute of Limitations

            Below you will find important information on Vermont state debt recovery laws including: Vermont Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

            STATE: VERMONT

            Interest Rate

            • Legal: 12%
            • Judgment: 12%

            STATUTE OF LIMITATIONS (IN YEARS)

            • Retail Installment Contracts: 4
            • Witnessed Promissory Note: 14
            • Open Account: 6
            • Written Contract: 6
            • Domestic Judgment: 8
            • Foreign Judgment: 8

            BAD CHECK LAWS (CIVIL PENALTY)

            Court costs, amount of check, attorney fees, damage of $50. (Notice required).

            GENERAL GARNISHMENT EXEMPTIONS

            $75% of earning above minimum wage or what is necessary to live. 85% if personal, family or house held debt.

            Sign Up Now

            Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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              Utah Invoice Guard™s Statute of Limitations

              Below you will find important information on Utah state debt recovery laws including: Utah Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

              STATE: UTAH

              Interest Rate

              • Legal: 10%
              • Judgment: 6.99%

              STATUTE OF LIMITATIONS (IN YEARS)

              • Open Account: 4
              • Written Contract: 6
              • Domestic Judgment: 8
              • Foreign Judgment: 8

              BAD CHECK LAWS (CIVIL PENALTY)

              Certified statutory bad check notice must be set. Amount due, interest, court costs, reasonable attorney fees, plus damage equal to greater of $100 or 3x check amount (not to exceed check amount plus $500).

              GENERAL GARNISHMENT EXEMPTIONS

              $142.50 of disposable earnings for wages paid weekly.

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              Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

                How many accounts a month do you typically submit for collections?

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                Texas Invoice Guard™s Statute of Limitations

                Below you will find important information on Texas state debt recovery laws including: Texas Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

                STATE: TEXAS

                Interest Rate

                • Legal: 6%
                • Agreement: can charge up to 18%
                • No Agreement: statuory interest of 6% begins to run 30th day after becoming due
                • Judgment: 8.25% (effective 2007) Always consult cousel to charge interst – Texas has very onerous usury laws & penalties.

                STATUTE OF LIMITATIONS (IN YEARS)

                • Open Account: 4
                • Written Contract: 4
                • Promissory Note: 6
                • Domestic Judgment: 10 Renewable
                • Foreign Judgment: 10 Renewable

                BAD CHECK LAWS (CIVIL PENALTY)

                N/A

                GENERAL GARNISHMENT EXEMPTIONS

                100% of wages.

                Sign Up Now

                Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

                  How many accounts a month do you typically submit for collections?

                  Enter the code below captcha

                  Tennessee Invoice Guard™s Statute of Limitations

                  Below you will find important information on Tennessee state debt recovery laws including: Tennessee Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

                  STATE: TENNESSEE

                  Interest Rate

                  • Legal: 10%
                  • Judgment: 10% (or contract rate, whichever is greater)

                  STATUTE OF LIMITATIONS (IN YEARS)

                  • Open Account: 6
                  • Written Contract: 6
                  • Domestic Judgment: 10
                  • Foreign Judgment: 10

                  BAD CHECK LAWS (CIVIL PENALTY)

                  Treble damages up to $500 + 10% interest & reasonable service charges, attorney fees.

                  GENERAL GARNISHMENT EXEMPTIONS

                  See federal law. Add $2.50 per week for dependent child under 16.

                  Sign Up Now

                  Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

                    How many accounts a month do you typically submit for collections?

                    Enter the code below captcha

                    South Dakota Invoice Guard™s Statute of Limitations

                    Below you will find important information on South Dakota state debt recovery laws including: South Dakota Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.

                    STATE: SOUTH DAKOTA

                    Interest Rate

                    • Legal: 12%
                    • Judgment: 10

                    STATUTE OF LIMITATIONS (IN YEARS)

                    • Open Account: 6
                    • Written Contract: 6
                    • Sales of Goods: 4
                    • Domestic Judgment: 10, renewable for 10
                    • Foreign Judgment: 10

                    BAD CHECK LAWS (CIVIL PENALTY)

                    N/A

                    GENERAL GARNISHMENT EXEMPTIONS

                    20% of the individuals disposable earnings for a continuing lien.

                    Sign Up Now

                    Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

                      How many accounts a month do you typically submit for collections?

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                      Testimonials

                      "As a small businessman, I need all my money just to make ends meet. Using Invoice Guard™ has saved me money. As soon as I turned the account over to them, they called my Debtor and he brought a check right over to me."   Read More "Our company thinks your program is fantastic. As a contractor, we always have issues with our payables. You guys are the best! It’s nice to find a product that really is a great value."
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