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The Pros and Cons of Collection Agencies in the US.

People understand that when they have certain financial obligations, namely debt, which they must pay off, but sometimes people cannot. The people that work at debt collection agencies are people that need a paycheck too. With the economy today and jobs being scarce, you cannot blame people for making a living. People that work at these collection agencies need to understand that with the economy these days, it has become more difficult to pay their debts off. With the economy today, shouldn’t there be a better system in order for people to pay their debt off? If people think that delinquent customers deserve some slack as a result of the economy, then shouldn’t the same go for the debt recovery agencies as well? Stories have been told that these agencies go as far as even going to court. Dipping into people’s paychecks should not be allowed unless they can afford it. The interest that accrues for past debt seems to be at a ridiculously high rate. When people get bills from collection agencies, they lose their houses and vehicles. Sometimes, families even split apart. Collection agencies shouldn’t be blamed for what people think, but sometimes a gentle word or kind deed is nice. The true fact is that these collection agencies have the best intentions, but people do have to work and live. So, let’s all be kind.

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