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Maryland Invoice Guard™s Statute of Limitations

Below you will find important information on Maryland state debt recovery laws including: Maryland Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.


Interest Rate

  • Legal: 6%
  • Judgment: 10% or contractual


  • Open Account: 3
  • Written Contract: 3
  • UCC: 4
  • Specialty: 12 (contract under seal)
  • Domestic Judgment: 12
  • Foreign Judgment: 12


After 30 day written notice, amount due, $25 fee, twice check amount up to $1000. (At the discretion of the court.) Applies to COD sales only.


1) The greater of (a) 75% of the disposable wages due; OR (b) 30 times the federal minimum hourly wages under the Fair Labor Standards Act in effect at the time the wages are due; AND 2) any medical insurance payment deducted from an employee’s wages by the employer. Other federal exemptions may be available. Disposable wages means the part of wages that remain after deduction of any amount required to be withheld by law.

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Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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    "As a small businessman, I need all my money just to make ends meet. Using Invoice Guard™ has saved me money. As soon as I turned the account over to them, they called my Debtor and he brought a check right over to me."   Read More "Our company thinks your program is fantastic. As a contractor, we always have issues with our payables. You guys are the best! It’s nice to find a product that really is a great value."
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