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New York Invoice Guard™s Statute of Limitations | Service Area | Invoice Guard™
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New York Invoice Guard™s Statute of Limitations

Below you will find important information on New York state debt recovery laws including: New York Statutes, Judgments, Garnishments, Interest Rates, and Bad Check Laws.


Interest Rate

  • Legal: 16%
  • Judgment: 9%


  • Open Account: 6
  • Sale of Goods: 4
  • Written Contract: 6
  • Domestic Judgment: 20 (10 year renewable lien)
  • Foreign Judgment: 20 (10 year renewable lien)


Face value of check plus two time scheck amount up to a maximum of $400 on NSF or $750 on “no account” (Demand prescribed by law). GEN.OB 1.1-104


90% of earnings, except 1st $154.50 week wholly exempt (only if the person earns minimum wage).

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    "As a small businessman, I need all my money just to make ends meet. Using Invoice Guard™ has saved me money. As soon as I turned the account over to them, they called my Debtor and he brought a check right over to me."   Read More "Our company thinks your program is fantastic. As a contractor, we always have issues with our payables. You guys are the best! It’s nice to find a product that really is a great value."
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