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“A Man’s Word is His Bond”. Once upon a time this phrase meant exactly what it says. Incurring debt and not repaying it used to be a shameful act. A once powerful motivator, shame, is now a relic of the past. In modern society, methods to avoid repaying a debt have become commonplace. Americans owe close to 13 trillion dollars in consumer debt, and much of that borrowed money will never be recovered. If you need more evidence that skipping one’s bill is in vogue, search the internet using the keywords “collecting a debt.” What you will find are millions of hits offering tips on how to avoid repaying a debt! A national collection agency is invariably described in the most negative language, but the truth is, if somebody owes you money, a national collection agency is exactly what you need. Every state has a statute that limits the amount of time to use their courts’ assistance in collecting a debt.

Statutes of Limitations
When a certain amount of time has passed (usually starting the last day of an account’s activity), the statute of limitations can preclude the creditor from recovering the debt owed to them. Although a debtor can still be sued, a statute of limitations of anywhere from three to ten years (it varies by state) will end the court’s power to intervene in your favor. Fortunately, that clock can be reset by a variety of methods. No one is as familiar with these methods as a national collection agency.

Advantages of Using a National Debt Collection Agency
Because of the state-by-state complexities resulting from these statutes of limitations, it can be an extraordinary challenge for a lender to recover a debt that has become delinquent. A good national collection agency wades through these complications on a daily basis. The chances of collecting a debt is greatly enhanced by the services these agencies can provide.

For example, let’s say you live in Rhode Island and have been trying to collect money from a man who has not paid you a penny in almost ten years. You finally decide to call a national collection agency to help. The agency knows your state’s statute of limitations is nearly expired. They call your debtor and he admits to the debt. Well guess what? Because he acknowledged the debt, the statute of limitations begins all over again. You have just gained 10 years time to have him taken to court for your loss! The collection agency will not only know this, but will handle the details to make it a legal reality. Even if your debtor knows the statute of limitations, the agency has other methods for collecting a debt. These agencies recover hundreds of millions of dollars every year, and some of that could be your money. Don’t you think it is time to hire a well qualified debt collection agency?

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Fixed Rate Collections makes it a common practice to speak directly with any potential clients wishing to gain access to the Fixed Rate Collections debt collection network. To get the signup process started, please fill out the form below and we will contact you within 12 business hours, or you may contact us immediately at 1-321-319-4131

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    "As a small businessman, I need all my money just to make ends meet. Using Invoice Guard™ has saved me money. As soon as I turned the account over to them, they called my Debtor and he brought a check right over to me."   Read More "Our company thinks your program is fantastic. As a contractor, we always have issues with our payables. You guys are the best! It’s nice to find a product that really is a great value."
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